Achieve your financial dreams with tailored solutions.

Your Trusted Partner for Home Loans, Personal Loans, Business Finance, and Asset Financing

Let's chat
Angle Right Icon
Rates
Angle Right Icon

Hi. I'm Gwen, your Ferns Finance broker.

With over 14 years experience. I have a passion for working with first time homeowners and start up businesses. My job is to take the stress on and let you enjoy the process.

Whether it's owing your own home, or starting a business - It's such an honour to be part of that journey.

Learn more
Angle Right Icon

Find the right
solution for you

Whether you're a first-time homebuyer, looking to refinance, expanding your business, or securing finance for a new vehicle, we're here to help. We'll simplify the complexities and connect you with the ideal loan solution tailored to your unique needs.

Find solutions
Angle Right Icon

Home loans

Home Loans & Mortgages in Beenleigh, Logan & Gold Coast | Ferns Finance
Enquire now
Email Icon
Learn more
Angle Right Icon

Your property journey starts here. Home loans & mortgages.

Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.

Business loans

Business Loans & Commercial Finance in Beenleigh, Logan, Scenic Rim & Gold Coast | Ferns Finance
Enquire now
Email Icon
Learn more
Angle Right Icon

Grow your enterprise with Ferns. Business loans & commercial finance.

Fuel your business growth in Beenleigh, Logan, Scenic Rim & Gold Coast. We provide tailored commercial finance, start-up funding, and asset solutions.

Personal loans

Personal Loans, Car Loans & SMSF Beenleigh, Logan, Scenic Rim & Gold Coast I Ferns Finance
Enquire now
Email Icon
Learn more
Angle Right Icon

Your life goals funded. Personal loans & vehicle finance.

Achieve your personal goals with flexible finance for vehicles, renovations, or consolidating debt in Beenleigh, Logan, Scenic Rim & Gold Coast.

Over 70+ lenders to help you find the one for you

The Ferns Way: Simple, Smart, Sorted

Learn how Ferns Finance can help you reach your financial goals.

1

Say Hi

Found us? Lucky you!

Reach out via phone, email, Insta DM, or our website. We’ll tee up a free chat to see what you're chasing.

2

Quick chat

15–30 mins to unpack your goals.

Whether it’s a home, car, biz boost, or a big life move — we’re all ears (and solutions).

3

Info time

We’ll send you a simple checklist.

Upload your docs via our secure portal (or just email us – easy peasy). We’ll do the boring stuff so you don’t have to.

4

Strategy, sorted

We lay out your options.

In plain English — the good, the great, and the heck yes. You pick your path, we back you all the way.

5

We Apply Like Pros

Application? Done.

We prep, polish, and submit it to the right lender for you. You’ll get updates at every stage — no guesswork, no ghosting.

6

Approval Party

You're approved!

Home loan, business boost, personal win — whatever it is, we’ll pop the virtual bubbly.

7

Money Moves

Settlement happens.

Funds drop, keys exchange — your plan is now a reality. (We’ll make sure all the legal stuff runs smooth, too.)

8

Welcome to the Ferns Fam

We don’t ghost post-settlement.

You get ongoing support, annual reviews, and access to Ferns Family Perks — exclusive local discounts and mates' rates. We’ve got your back, long-term.

What makes
us different?

Angle Right Icon
Your own personal, non-bank affiliated home loan expert.
Free for you1
We work in your best interests (we’re not owned by a bank)
Fast turnaround times2
Access to over 60+ banks and lenders in one place3
Ongoing support and guidance once your loan has settled4

Ferns Finance

Banks & lenders

1There may be occasions where you may be charged a fee by your broker.

2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.

3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.

4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.

Let’s chat today to find the right solution for you.

Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.

Let's chat
Email Icon

Your questions,
easily answered.

Have questions about home loans, refinancing, business finance, or how a mortgage broker can help? Find the answers to your questions here.

View our full FAQs
Angle Right Icon

Are there differences in borrowing power between Brisbane and Gold Coast properties?

Yes — location affects property values and lender risk profiles. We’ll assess your borrowing capacity based on the exact suburb you’re targeting.

Do you help with house and land packages in new developments around Logan or Yarrabilba?

Definitely. We often work with clients purchasing in estates like Yarrabilba, Flagstone, or Ripley Valley. We can guide you through finance stages tied to construction.

Are there loans for building or renovating in Tamborine?

Yes, we can help with construction loans or renovation-specific personal loans. Even if you’re just upgrading a shed or adding a studio — we can find options.

Do I have to come into an office to apply?

Not at all! We offer phone, video, and online appointments — perfect if you're in a rural spot or juggling a busy schedule.

How long does approval usually take in Logan or Gold Coast?

Depending on the lender, approvals can take 2–10 business days. We’ll prep your application to reduce delays.

Do you work with local real estate agents and conveyancers?

Yes — we have a strong local network and can connect you with trusted professionals to make the process smooth.

Industry articles & insights from Ferns

View more articles
Angle Right Icon

Can refinancing help me consolidate my high-interest debts in the Logan area?

Refinancing your home loan is a popular and effective way to consolidate high-interest debts. By rolling multiple debts like credit cards or personal loans into your mortgage, you can reduce your total monthly repayments and potentially lower the overall interest paid.At Ferns Finance Brokers, we understand the specific financial needs of the Logan community and can help you navigate this process with confidence.

Read article

Refinancing for a Renovation: The Queensland Homeowner's Guide

Many homeowners in Queensland are looking for ways to improve their properties, whether it's to create more space for a growing family or add value before selling. One of the most common ways to pay for a renovation is by refinancing your home loan. But what are the benefits, and is it the right choice for you?

Read article

How to buy your first home

Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.

Read article