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Industry articles & insights from Ferns
Why the Proposed CGT Discount Changes Shouldn’t Scare You: A Better Way to Grow Your Wealth in South East Queensland
Are you worried that the 2026 Capital Gains Tax changes will wipe out your property profits? With the Australian Government proposing to slash the CGT discount from 50% to 25%, many investors in Logan, Beenleigh, and the Gold Coast are considering selling now to "lock in" their gains. But what if selling is actually the biggest mistake you could make for your long-term wealth? Discover why South East Queensland’s resilient market means your "paper profits" are better used as leverage than cashed out, and learn the "Ferns Finance" strategy for growing your portfolio without triggering a massive tax bill.
Can refinancing help me consolidate my high-interest debts in the Logan area?
Refinancing your home loan is a popular and effective way to consolidate high-interest debts. By rolling multiple debts like credit cards or personal loans into your mortgage, you can reduce your total monthly repayments and potentially lower the overall interest paid.At Ferns Finance Brokers, we understand the specific financial needs of the Logan community and can help you navigate this process with confidence.
Refinancing for a Renovation: The Queensland Homeowner's Guide
Many homeowners in Queensland are looking for ways to improve their properties, whether it's to create more space for a growing family or add value before selling. One of the most common ways to pay for a renovation is by refinancing your home loan. But what are the benefits, and is it the right choice for you?