Get the insights you need to make informed decisions for your next financial step.
Use our selection of home, business and personal loan calculators to help you calculate how much you can borrow, figure out how much you need to set aside for stamp duty charges, see how much you could save on your mortgage by making extra repayments and more.
Balloon Payment Calculator
Use the balloon payment calculator to understand the impact that a balloon payment will have on your monthly loan repayments and the total amount of interest you’ll be required to pay.
Other calculators
Borrowing Calculator
Use the calculator to find out how much you could borrow.
Home loan calculators
Budget Planner Calculator
Use this budget planner to help understand your income and expenses, and where you could make savings.
Budgeting calculators
Car Loan Calculator
Find out how much your car loan repayments will be, and the total interest charged for the car loan.
Personal loan calculators
Credit Card Calculator
Understand how long it’ll take to complete your repayments and how much interest you will pay.
Personal loan calculators
Extra Mortgage Repayments Calculator
You could potentially save thousands of dollars and take years off your loan by making extra repayments. Let’s run the numbers.
Home loan calculators
Honeymoon Rate Loan Calculator
A honeymoon loan can help reduce your monthly repayments for a set term. Use this calculator to compare what your repayments would be compared to a variable loan.
Home loan calculators
Income Tax Calculator
The income tax calculator can be used to calculate your net income.
Other calculators
Loan Comparison Calculator
Different loans have different fees, features and repayment options. Use our loan calculator to see how the numbers stack up between two loans.
Home loan calculators
Loan Repayment Calculator
Use this repayment calculator to understand how much your loan repayments might be.
Home loan calculators
Lump Sum Repayment Calculator
This home loan repayment calculator helps you calculate the savings benefits of making additional lump sum repayments on your home loan.
Home loan calculators
Mortgage Offset Calculator
Use the calculator to see how quickly you could pay off your loan with an offset account.
Home loan calculators
Personal Loan Repayment Calculator
Use this calculator to find out how much your personal loan repayments will be.
Personal loan calculators
Savings Planner Calculator
Use the calculator to find out how much you could save.
Budgeting calculators
Stamp Duty Calculator
Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.
Budgeting calculators
Let’s chat today to find the right solution for you.
Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.
Industry articles & insights from Ferns
How to buy your first home
Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.
How to protect your home from bushfires, flood and storms
With bushfire, flood, and storm season upon us, is your home truly ready? This article provides a quick guide to preparing your property with measures that can be taken right now, from creating a buffer zone for fires to securing outdoor structures, and offers long-term solutions to protect your biggest asset.
How the property market looks as we head into 2025
Heading into 2025, the Australian property market is not a single entity—it's a "two-speed" market, with some cities seeing impressive growth while others are slowing down. This article breaks down the key trends, revealing which markets are hot and which are not, and why factors like interstate migration, housing supply, and even state taxes are creating vastly different outcomes across the country.