Investment Strategies

Let's delve into various investment strategies suitable for different risk appetites and financial goals. From stocks to real estate, learn how to make informed investment decisions.

Investment Loan Fixed Rates Ending? Review Every Loan, Not Just One

Investors often have several loans with different expiry dates. Here is how to map each fixed or interest-only period, see what each loan reverts to, ask for retention offers loan by loan and check your equity, with a worked example in dollars per month.

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Fixed Rate Ending? A 90-Day Plan to Check Your Home Loan First

When a fixed rate ends, your loan usually moves to your lender's variable revert rate unless you act. Here is a 90, 60 and 30 day plan to find your expiry date, ask for a retention offer, check your equity and compare refinancing, with a worked example in dollars per month.

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Lender Rate Rises: How to Review Your Investment Loans One by One

Lenders are raising rates on investment loans after the RBA rise, and every loan in a portfolio reacts differently. Here is how variable, interest-only and fixed loans are affected, what falling values do to your usable equity, and the order to review your loans in.

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Let’s chat today to find the right solution for you.

Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.

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What makes
us different?

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Your own personal, non-bank affiliated home loan expert.
Free for you1
We work in your best interests (we’re not owned by a bank)
Fast turnaround times2
Access to over 60+ banks and lenders in one place3
Ongoing support and guidance once your loan has settled4

Ferns Finance

Banks & lenders

1There may be occasions where you may be charged a fee by your broker.

2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.

‍3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.

‍4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.