
We don't work for the banks. We work for you.
We believe in finding finance that's right for you.
At Ferns Finance, our core philosophy is simple: we don't work for the banks; we work for you. This means our loyalty lies squarely with your financial well-being. We believe in finding finance that's right for you, meticulously searching across a wide range of lenders to secure solutions that truly align with your unique goals and circumstances, rather than being limited to what a single institution can offer.
Meet your broker
Gwen Fernandes
Gwen is a licensed broker operating a finance broking business in South East Queensland Australia. With 14 years experience in banking and lending, the goal is to become a top finance broker by providing exceptional service and securing competitive loans for clients. Gwen started her journey of homeownership & business ownership as a single mother in a single income household. The process was difficult, but not impossible. Her vision as a broker is to empower individuals, families and businesses from all walks of life across Queensland to achieve their dream of homeownership or business ownership. She believes that every person deserves the opportunity to improve their financial wellbeing.

Let’s chat today to find the right solution for you.
Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.
Industry articles & insights from Ferns

How to buy your first home
Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.

How to protect your home from bushfires, flood and storms
With bushfire, flood, and storm season upon us, is your home truly ready? This article provides a quick guide to preparing your property with measures that can be taken right now, from creating a buffer zone for fires to securing outdoor structures, and offers long-term solutions to protect your biggest asset.

How the property market looks as we head into 2025
Heading into 2025, the Australian property market is not a single entity—it's a "two-speed" market, with some cities seeing impressive growth while others are slowing down. This article breaks down the key trends, revealing which markets are hot and which are not, and why factors like interstate migration, housing supply, and even state taxes are creating vastly different outcomes across the country.