Achieve your financial dreams with tailored solutions.

Your Trusted Partner for Home Loans, Personal Loans, Business Finance, and Asset Financing

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Hi. I'm Gwen, your Ferns Finance broker.

With over 14 years experience. I have a passion for working with first time homeowners and start up businesses. My job is to take the stress on and let you enjoy the process.

Whether it's owing your own home, or starting a business - It's such an honour to be part of that journey.

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Find the right
solution for you

Whether you're a first-time homebuyer, looking to refinance, expanding your business, or securing finance for a new vehicle, we're here to help. We'll simplify the complexities and connect you with the ideal loan solution tailored to your unique needs.

Find solutions
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Home loans

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First home loans
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Next home loans
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Investment loans
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Construction loans
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Pre-approval
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Refinancing
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Self-employed home loans
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SMSF
Home Loans & Mortgages in Beenleigh, Logan & Gold Coast | Ferns Finance
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Your property journey starts here. Home loans & mortgages.

Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.

Business loans

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Asset finance
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Business loans
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Car loans for Business
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Commercial loans
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Equipment finance
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SMSF
Business Loans & Commercial Finance in Beenleigh, Logan, Scenic Rim & Gold Coast | Ferns Finance
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Grow your enterprise with Ferns. Business loans & commercial finance.

Fuel your business growth in Beenleigh, Logan, Scenic Rim & Gold Coast. We provide tailored commercial finance, start-up funding, and asset solutions.

Personal loans

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Car loans
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Personal loans
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SMSF
Personal Loans, Car Loans & SMSF Beenleigh, Logan, Scenic Rim & Gold Coast I Ferns Finance
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Your life goals funded. Personal loans & vehicle finance.

Achieve your personal goals with flexible finance for vehicles, renovations, or consolidating debt in Beenleigh, Logan, Scenic Rim & Gold Coast.

Over 70+ lenders to help you find the one for you

The Ferns Way: Simple, Smart, Sorted

Learn how Ferns Finance can help you reach your financial goals.

1

Say Hi

Found us? Lucky you!

Reach out via phone, email, Insta DM, or our website. We’ll tee up a free chat to see what you're chasing.

2

Quick chat

15–30 mins to unpack your goals.

Whether it’s a home, car, biz boost, or a big life move — we’re all ears (and solutions).

3

Info time

We’ll send you a simple checklist.

Upload your docs via our secure portal (or just email us – easy peasy). We’ll do the boring stuff so you don’t have to.

4

Strategy, sorted

We lay out your options.

In plain English — the good, the great, and the heck yes. You pick your path, we back you all the way.

5

We Apply Like Pros

Application? Done.

We prep, polish, and submit it to the right lender for you. You’ll get updates at every stage — no guesswork, no ghosting.

6

Approval Party

You're approved!

Home loan, business boost, personal win — whatever it is, we’ll pop the virtual bubbly.

7

Money Moves

Settlement happens.

Funds drop, keys exchange — your plan is now a reality. (We’ll make sure all the legal stuff runs smooth, too.)

8

Welcome to the Ferns Fam

We don’t ghost post-settlement.

You get ongoing support, annual reviews, and access to Ferns Family Perks — exclusive local discounts and mates' rates. We’ve got your back, long-term.

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Let's chat

What makes
us different?

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Your own personal, non-bank affiliated home loan expert.
Free for you1
We work in your best interests (we’re not owned by a bank)
Fast turnaround times2
Access to over 60+ banks and lenders in one place3
Ongoing support and guidance once your loan has settled4

Ferns Finance

Banks & lenders

1There may be occasions where you may be charged a fee by your broker.

2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.

‍3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.

‍4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.

Let’s chat today to find the right solution for you.

Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.

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Your questions,
easily answered.

Have questions about home loans, refinancing, business finance, or how a mortgage broker can help? Find the answers to your questions here.

View our full FAQs
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Can a finance broker help with bad credit?

Yes, finance brokers can assist clients with bad credit. They have access to lenders who specialize in offering loans to individuals with less-than-perfect credit histories. Brokers can help you understand your options and find a lender willing to work with your situation.

While securing a loan with bad credit may come with higher interest rates, a broker can help you navigate these challenges and find the best possible terms.

What is the process of working with a finance broker?

The process of working with a finance broker typically involves the following steps:

  1. Initial Consultation: Discuss your financial needs and goals with the broker.
  2. Document Submission: Provide necessary documents for assessment.
  3. Loan Options: The broker will present suitable loan options based on your profile.
  4. Application Process: The broker will assist you in completing the application and submitting it to the lender.

This structured approach ensures that you receive personalised service throughout the borrowing process.

Are finance brokers regulated?

Yes, finance brokers are regulated to ensure they operate fairly and transparently. In many countries, brokers must be licensed and adhere to specific industry standards. This regulation helps protect consumers by ensuring that brokers act in their clients' best interests and provide accurate information.

Before working with a broker, it's advisable to verify their credentials and ensure they are compliant with local regulations.

What should I ask my finance broker?

When meeting with a finance broker, consider asking the following questions:

  • What lenders do you work with? Understanding their network can help you gauge your options.
  • What fees do you charge? Clarifying costs upfront can prevent misunderstandings.
  • How will you communicate with me? Establishing communication preferences can enhance your experience.

Asking the right questions can lead to a more productive relationship with your broker.

Can I still get a home loan in Logan with a low deposit?

Yes! There are low-deposit options available, including First Home Guarantee schemes and lender-specific products. Ferns Finance Brokers can help you find the best fit based on your situation.

What government grants are available for first-home buyers in Queensland?

As of now, eligible first-home buyers in QLD can access the First Home Owner Grant and possibly stamp duty concessions. We’ll check your eligibility and help with the paperwork.

Industry articles & insights from Ferns

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Can refinancing help me consolidate my high-interest debts in the Logan area?

Refinancing your home loan is a popular and effective way to consolidate high-interest debts. By rolling multiple debts like credit cards or personal loans into your mortgage, you can reduce your total monthly repayments and potentially lower the overall interest paid.At Ferns Finance Brokers, we understand the specific financial needs of the Logan community and can help you navigate this process with confidence.

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Refinancing for a Renovation: The Queensland Homeowner's Guide

Many homeowners in Queensland are looking for ways to improve their properties, whether it's to create more space for a growing family or add value before selling. One of the most common ways to pay for a renovation is by refinancing your home loan. But what are the benefits, and is it the right choice for you?

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How to buy your first home

Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.

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