Your property journey starts here. Home loans & mortgages.

Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.

Email Icon
Contact us

First home loans

Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.

Next home loans

Ready for your next property adventure? Whether you're upgrading to a larger home, downsizing for a simpler lifestyle, or investing in the property market, Ferns Finance is here to make your next home loan journey seamless.

Investment loans

Ready to expand your wealth through property? Investment property loans are a powerful tool for building your portfolio and securing your financial future.

Construction loans

Dreaming of building or renovating your ideal home? Our personalised construction loan solutions are designed to make your vision a reality. At Ferns Finance, we do all the legwork to match your specific needs to the right loan, saving you time, stress, and hassle.

Pre-approval

Ready to confidently enter the property market? Getting pre-approved for your home loan is the essential first step, giving you clarity on what you can afford and boosting your negotiation power.

Refinancing

Whether you're seeking a lower interest rate, looking to consolidate debt, access equity, or simply want a loan that better fits your lifestyle, Gwen @ Ferns is here to guide you to a smarter mortgage solution.

Self-employed home loans

Being self-employed shouldn't stop you from owning your dream home. At Ferns Finance, we specialise in self-employed home loans, understanding the unique financial structures of business owners and contractors. We're here to make securing your home loan a straightforward process, even without a traditional payslip.

SMSF

Unlock the power of your super to invest in property with a Self-Managed Super Fund (SMSF) loan. At Ferns Finance, we offer personalised SMSF lending solutions, helping clients strategically purchase residential and commercial property within their SMSF.

Let’s chat today to find the right solution for you.

Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.

Let's chat
Email Icon

Industry articles & insights from Ferns

View more articles
Angle Right Icon

How to buy your first home

Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.

Read article

How to protect your home from bushfires, flood and storms

With bushfire, flood, and storm season upon us, is your home truly ready? This article provides a quick guide to preparing your property with measures that can be taken right now, from creating a buffer zone for fires to securing outdoor structures, and offers long-term solutions to protect your biggest asset.

Read article

How the property market looks as we head into 2025

Heading into 2025, the Australian property market is not a single entity—it's a "two-speed" market, with some cities seeing impressive growth while others are slowing down. This article breaks down the key trends, revealing which markets are hot and which are not, and why factors like interstate migration, housing supply, and even state taxes are creating vastly different outcomes across the country.

Read article