Your property journey starts here. Home loans & mortgages.

Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.

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First home loans

Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.

Next home loans

Ready for your next property adventure? Whether you're upgrading to a larger home, downsizing for a simpler lifestyle, or investing in the property market, Ferns Finance is here to make your next home loan journey seamless.

Investment loans

Ready to expand your wealth through property? Investment property loans are a powerful tool for building your portfolio and securing your financial future.

Construction loans

Dreaming of building or renovating your ideal home? Our personalised construction loan solutions are designed to make your vision a reality. At Ferns Finance, we do all the legwork to match your specific needs to the right loan, saving you time, stress, and hassle.

Pre-approval

Ready to confidently enter the property market? Getting pre-approved for your home loan is the essential first step, giving you clarity on what you can afford and boosting your negotiation power.

Refinancing

Whether you're seeking a lower interest rate, looking to consolidate debt, access equity, or simply want a loan that better fits your lifestyle, Gwen @ Ferns is here to guide you to a smarter mortgage solution.

Self-employed home loans

Being self-employed shouldn't stop you from owning your dream home. At Ferns Finance, we specialise in self-employed home loans, understanding the unique financial structures of business owners and contractors. We're here to make securing your home loan a straightforward process, even without a traditional payslip.

SMSF

Unlock the power of your super to invest in property with a Self-Managed Super Fund (SMSF) loan. At Ferns Finance, we offer personalised SMSF lending solutions, helping clients strategically purchase residential and commercial property within their SMSF.

Let’s chat today to find the right solution for you.

Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.

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Industry articles & insights from Ferns

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Can refinancing help me consolidate my high-interest debts in the Logan area?

Refinancing your home loan is a popular and effective way to consolidate high-interest debts. By rolling multiple debts like credit cards or personal loans into your mortgage, you can reduce your total monthly repayments and potentially lower the overall interest paid.At Ferns Finance Brokers, we understand the specific financial needs of the Logan community and can help you navigate this process with confidence.

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Refinancing for a Renovation: The Queensland Homeowner's Guide

Many homeowners in Queensland are looking for ways to improve their properties, whether it's to create more space for a growing family or add value before selling. One of the most common ways to pay for a renovation is by refinancing your home loan. But what are the benefits, and is it the right choice for you?

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How to buy your first home

Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.

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