Finance isn't just a transaction, it’s the beginning of a lifelong partnership
With 15 years of experience, I’ve learned that the best results come from relationship-driven brokering, not just processing paperwork. I’m here to do more than just secure a loan—I’m here to walk beside you for your entire journey.
Whether you are moving into your dream home, launching a new venture, or building a lasting legacy for your family, I take the weight off your shoulders so you can focus on the milestone. Your goals are personal to you, and helping you achieve them is personal to me.
Find the right
solution for you
Whether you're a first-time homebuyer, looking to refinance, expanding your business, or securing finance for a new vehicle, we're here to help. We'll simplify the complexities and connect you with the ideal loan solution tailored to your unique needs.
Home loans
Your property journey starts here. Home loans & mortgages.
Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.
Business loans
Grow your enterprise with Ferns. Business loans & commercial finance.
Fuel your business growth in Beenleigh, Logan, Scenic Rim & Gold Coast. We provide tailored commercial finance, start-up funding, and asset solutions.
Personal loans
Your life goals funded. Personal loans & vehicle finance.
Achieve your personal goals with flexible finance for vehicles, renovations, or consolidating debt in Beenleigh, Logan, Scenic Rim & Gold Coast.
Over 70+ lenders to help you find the one for you
What makes
us different?
Ferns Finance
Banks & lenders
1There may be occasions where you may be charged a fee by your broker.
2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.
Let’s chat today to find the right solution for you.
Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.
Your questions,
easily answered.
Have questions about home loans, refinancing, business finance, or how a mortgage broker can help? Find the answers to your questions here.
Can you help me refinance my current mortgage to a better deal?
Industry articles & insights from Ferns
The ATO Is Coming for Small Business Debt: Here's What You Need to Know Before 1 July 2026
The ATO is no longer being patient with unpaid tax debt and small businesses are carrying the bulk of the $50 billion it's chasing. With a stack of major changes hitting on 1 July 2026 (payday super, the closure of the ATO's clearing house, and the instant asset write-off deadline), now is the time to get your house in order. This article breaks down what's changing, what it costs to ignore it, and the practical steps you can take this week to protect yourself and your business.
ATO Debt Is Crushing Small Businesses Right Now. Here's How to Fight Back
Australian small businesses are facing the harshest ATO enforcement environment in over a decade and the cost of doing nothing has never been higher. This article breaks down what's changed, why ATO debt is now more dangerous and more expensive than most business owners realise, and how Ferns Finance Brokers can help you clear it with the right finance solution before enforcement escalates.
Government 0% Interest Business Loans Are Open Right Now!
The Federal Government has launched a $1 billion zero-interest loan scheme for Australian businesses impacted by the current fuel and supply chain crisis. Applications are open now through participating banks — but the window is only six months. Here's a plain-English breakdown of who qualifies, how much you can borrow, and what to do next.