Your Trusted Mortgage & Finance Broker on the Gold Coast

Searching for expert home loans, business lending, or personal finance solutions right here on the Gold Coast? At Ferns Finance, we understand our vibrant local market and are dedicated to helping our neighbours achieve their financial goals.

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Hi. I'm Gwen, your Ferns Finance broker.

Gwen brings over 14 years of experience and a genuine passion for guiding clients through the finance process, making it simple and stress-free. Whether you're a first-time homebuyer in Robina, looking to refinance in Burleigh Heads, needing business finance for your Broadbeach venture, or seeking a car loan in Southport, we're committed to finding the perfect solution tailored to your needs.

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Find the right solution for you

Whether you're a first-time homebuyer in our vibrant community, looking to refinance your existing mortgage, expanding your Gold Coast-based business, or securing finance for a new vehicle, we're here to help. We'll simplify the complexities and connect you with the ideal loan solution tailored to your unique needs as a Gold Coast local.

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Home loans

Home Loans & Mortgages in Beenleigh, Logan & Gold Coast | Ferns Finance
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Your property journey starts here. Home loans & mortgages.

Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.

Business loans

Business Loans & Commercial Finance in Beenleigh, Logan, Scenic Rim & Gold Coast | Ferns Finance
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Grow your enterprise with Ferns. Business loans & commercial finance.

Fuel your business growth in Beenleigh, Logan, Scenic Rim & Gold Coast. We provide tailored commercial finance, start-up funding, and asset solutions.

Personal loans

Personal Loans, Car Loans & SMSF Beenleigh, Logan, Scenic Rim & Gold Coast I Ferns Finance
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Your life goals funded. Personal loans & vehicle finance.

Achieve your personal goals with flexible finance for vehicles, renovations, or consolidating debt in Beenleigh, Logan, Scenic Rim & Gold Coast.

Over 70+ lenders to help you find the one for you

The Ferns Way: Simple, Smart, Sorted

Learn how Ferns Finance can help you reach your financial goals.

1

Say Hi

Found us? Lucky you!

Reach out via phone, email, Insta DM, or our website. We’ll tee up a free chat to see what you're chasing.

2

Quick chat

15–30 mins to unpack your goals.

Whether it’s a home, car, biz boost, or a big life move — we’re all ears (and solutions).

3

Info time

We’ll send you a simple checklist.

Upload your docs via our secure portal (or just email us – easy peasy). We’ll do the boring stuff so you don’t have to.

4

Strategy, sorted

We lay out your options.

In plain English — the good, the great, and the heck yes. You pick your path, we back you all the way.

5

We Apply Like Pros

Application? Done.

We prep, polish, and submit it to the right lender for you. You’ll get updates at every stage — no guesswork, no ghosting.

6

Approval Party

You're approved!

Home loan, business boost, personal win — whatever it is, we’ll pop the virtual bubbly.

7

Money Moves

Settlement happens.

Funds drop, keys exchange — your plan is now a reality. (We’ll make sure all the legal stuff runs smooth, too.)

8

Welcome to the Ferns Fam

We don’t ghost post-settlement.

You get ongoing support, annual reviews, and access to Ferns Family Perks — exclusive local discounts and mates' rates. We’ve got your back, long-term.

What makes
us different?

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Your own personal, non-bank affiliated home loan expert.
Free for you1
We work in your best interests (we’re not owned by a bank)
Fast turnaround times2
Access to over 60+ banks and lenders in one place3
Ongoing support and guidance once your loan has settled4

Ferns Finance

Banks & lenders

1There may be occasions where you may be charged a fee by your broker.

2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.

3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.

4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.

Ready for Personalised Finance Advice on the Gold Coast?

Let's chat today to find the right solution for you. As your local finance expert on the Gold Coast, Gwen @ Ferns Finance offers obligation-free advice on home loans, business lending, and personal finance options. We're here to make your finance journey clear and effortless.

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Your questions,
easily answered.

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View our full FAQs
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Are there differences in borrowing power between Brisbane and Gold Coast properties?

Yes — location affects property values and lender risk profiles. We’ll assess your borrowing capacity based on the exact suburb you’re targeting.

How long does approval usually take in Logan or Gold Coast?

Depending on the lender, approvals can take 2–10 business days. We’ll prep your application to reduce delays.

What government grants are available for first-home buyers in Queensland?

As of now, eligible first-home buyers in QLD can access the First Home Owner Grant and possibly stamp duty concessions. We’ll check your eligibility and help with the paperwork.

Industry articles & insights from Ferns

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How to buy your first home

Struggling to save for a home deposit in a market where prices seem to rise faster than your savings? This article provides a comprehensive guide to buying your first home, revealing how strategies like leveraging a guarantor loan, utilising government schemes, or even paying Lenders Mortgage Insurance (LMI) can help you get on the property ladder sooner than you might think.

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How to protect your home from bushfires, flood and storms

With bushfire, flood, and storm season upon us, is your home truly ready? This article provides a quick guide to preparing your property with measures that can be taken right now, from creating a buffer zone for fires to securing outdoor structures, and offers long-term solutions to protect your biggest asset.

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How the property market looks as we head into 2025

Heading into 2025, the Australian property market is not a single entity—it's a "two-speed" market, with some cities seeing impressive growth while others are slowing down. This article breaks down the key trends, revealing which markets are hot and which are not, and why factors like interstate migration, housing supply, and even state taxes are creating vastly different outcomes across the country.

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