Australian Property Market Update - September 2025
Discover the key factors driving value growth in capital cities and regional areas, understand the impact of recent macroeconomic shifts, and learn how the expanded First Home Buyer Guarantee Scheme is reshaping the landscape. Whether you are a homeowner, an aspiring first-time buyer, or an investor, this article offers the critical insights you need to make informed decisions in a competitive market.
Australian Property Market Insights - September 2025
Australian Property Market Insights
September 2025
The Big Picture: Property's Dominance
Residential real estate is the cornerstone of Australia's wealth, dwarfing other major asset classes. Understanding its scale is the first step to understanding its importance in our economy and your financial journey.
$11.7 Trillion
Total Value of Residential Real Estate
Value of Australian Asset Classes
Current Market Momentum
The housing market is currently experiencing a period of renewed growth. After a period of moderation, the pace of value increases has picked up, signaling strong underlying demand and confidence in the market.
+1.8%
National Dwelling Value Growth (Last 3 Months)
+4.1%
National Dwelling Value Growth (Last 12 Months)
Accelerating
The annual growth trend is on the rise
Annual Housing Value Growth Trend
The national growth rate has seen a distinct uptick in recent months, marking the strongest quarterly performance since mid-2024.
A Tale of Two Tiers: City & Segment Performance
While the national figures are strong, performance varies significantly between capital cities and different segments of the market. Growth is not uniform, with cities like Perth and Brisbane leading the charge.
12-Month Growth by Capital City
Growth by Market Segment (Capitals)
Growth in the middle and upper tiers of the market is currently outpacing the most affordable segment.
The Great Mismatch: Our Homes vs. Our Households
A critical long-term trend is reshaping housing demand. While over 60% of Australian households consist of just one or two people, the majority of our housing stock is larger, family-sized homes. This mismatch has profound implications for affordability and future development.
How We Live: Australian Household Size
What We Build: Australian Dwelling Size
Key Takeaways For You
Navigating the property market requires a clear strategy. Based on the current data, here are some key considerations whether you're looking to buy, sell, or invest.
For Home Buyers
The market is moving upwards, making it crucial to act decisively. Getting your financing pre-approved is more important than ever. Look for opportunities in markets with steady, but not runaway, growth to avoid overpaying at the peak.
For Investors
The "Great Mismatch" points to a significant opportunity. There is high demand for smaller, well-located dwellings like townhouses and apartments. These properties may offer stronger rental yields and capital growth potential due to underlying demographic trends.
For Sellers
Rising values create a favourable environment for selling. However, it's vital to understand your specific local market. Not all areas are performing equally, so a targeted sales strategy based on local data is key to maximising your return.
Let’s chat today to find the right solution for you.
Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.
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