Drive away sooner, personalised car loans for your new ride
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Buying a new car should be an exciting experience, not a stressful one. However, navigating the many car loan options, interest rates, and lender requirements can feel overwhelming. That's where Ferns Finance steps in – to provide you with a personalised car loan solution that perfectly fits your budget and lifestyle.
We understand that every individual and every vehicle is unique. Whether you're purchasing a new car, a reliable used vehicle, a family SUV, a robust Ute, or even a caravan or boat, we're here to help you secure the finance you need across Beenleigh, Logan, Scenic Rim, and the Gold Coast.
How Ferns Finance Simplifies Your Car Loan Journey:
- Extensive Lender Network: We work with over 60 banks and specialist lenders to compare a wide range of car loan products, including secured and unsecured options, fixed rates, and flexible terms. This means more choice and better rates for you.
- Personalised Solutions: Gwen takes the time to understand your financial situation and driving needs. We don't offer one-size-fits-all solutions; instead, we match you with the loan features that make the most sense, whether that's low repayments, the ability to make extra payments, or a specific loan term.
- Avoid the Speed Bumps: Forget the hassle of endless paperwork and confusing jargon. We handle the heavy lifting, from application to approval, making the process smooth and stress-free. We'll also help you understand all associated costs transparently.
- Fast Approvals: When you find your dream vehicle, you want to drive it sooner. We streamline the application process to aim for quick approvals, getting you behind the wheel without unnecessary delays.
Don't let finance stand between you and your new ride. Talk to us today for expert, obligation-free advice and let us find the car loan that's right for you.
The road to your new ride
From saying hello to new seat covers, six easy steps are all it takes for you to get on the road in your perfect car!
Let's Get Started
First up, let's have a quick chat! Get in touch to discuss your current financial situation and what kind of car dreams you have. We can connect in person or online – whatever suits you best.
Your Personal Shortlist of Options
We'll dive into a long list of loan providers and compare everything for you. Our goal is to create a tailored shortlist of car finance options that are truly the best fit for you and your budget.
The Green Light for Your Car Hunt
Once you've picked a lender from your shortlist, we'll quickly get you pre-approved. This means you'll know exactly your borrowing capacity and can start shopping with confidence!
Tinted Window Shopping (The Fun Part)
With pre-approval safely under your belt, you can finally start looking for your new ride! To make the hunt even easier, we can also set you up with simple to use car buying services that help you find great deals.
Securing Your Ride's Finance
Once you've given your new car a test drive and decided it's "the one," we'll get straight to work! We'll handle all the details to secure the finance from your chosen lender, making it smooth sailing.
Drive Away! (Into the Sunset)
Now, all you need to do is make that offer on your dream car! If all goes well (and we'll make sure it does!), simply pick up the key, and drive away into the sunset, of course! Enjoy your new wheels!
Explore your loan options & their features.
Here are a few different loan types and features to be aware of. Once we’ve had a chat we can discuss which option might be best suited to your circumstances. We are here to help answer your questions when you’re ready.
Helpful calculators.
Explore your financial possibilities and understand potential costs with these handy calculators.
Balloon Payment Calculator
Use the balloon payment calculator to understand the impact that a balloon payment will have on your monthly loan repayments and the total amount of interest you’ll be required to pay.
Other calculators
Borrowing Calculator
Use the calculator to find out how much you could borrow.
Home loan calculators
Car Loan Calculator
Find out how much your car loan repayments will be, and the total interest charged for the car loan.
Personal loan calculators
GST Calculator
Use this calculator to Add or Remove GST from an amount. Perfect for: Business owners calculating GST for invoices Accountants and bookkeepers Anyone needing to work out GST on transactions Understanding what portion of a price is GST
Other calculators
Personal Loan Repayment Calculator
Use this calculator to find out how much your personal loan repayments will be.
Personal loan calculators
Frequently asked questions.
What is the process of working with a finance broker?
What should I ask my finance broker?
Talk to us today about your options.
Talk to us today about your options. Whether you're in Beenleigh, Logan, Scenic Rim, or on the Gold Coast, Gwen @ Ferns Finance is ready to provide expert, straightforward advice.