She Refers Club | by Ferns Finance

Ferns Finance Referral Program

Refer someone. Earn rewards.
It's that simple.

Know someone who needs a home loan, wants to refinance, or is after business or asset finance? Send them our way — and when their loan settles, we'll send you a gift voucher as a thank you. No finance experience needed. Just a good contact and a kind word.

01
👂🏼

Hear about a friend's finance needs

A friend mentions they're looking to buy, refinance, or need a loan. Ask if they'd be happy for you to connect them with a trusted broker — and get their okay.

02
💬

Make the intro

Pop your details in along with your friend's — it takes two minutes. This is how Gwen knows who to call and who sent them.

03
📋

We do the rest

Gwen handles every step — the consultation, paperwork, lender selection and settlement.

04
🎁

Collect your reward

Once the loan settles, your gift voucher is on its way. Rewards start from $100.

What your referral is worth

Rewards vary by loan type and size. Here's a guide to what you can earn when someone you refer settles with Ferns Finance.

Loan type Minimum loan Example loan size Your reward
Home loan — purchase $350,000 $500,000 🎁 ~$320 gift voucher
Refinance $350,000 $500,000 🎁 ~$325 gift voucher
Investment loan $350,000 $600,000 🎁 ~$390 gift voucher
Business loan $100,000 $250,000 🎁 ~$200 gift voucher
Asset finance (cars, equipment, trailers) $25,000 $25,000 🎁 $100 gift voucher

* Reward amounts are estimates and confirmed at settlement. Rewards are issued as gift vouchers after loan settlement. Subject to terms and conditions.

Ready to make your first referral?

Fill in the form below with your and your referral's details — it takes two minutes. We'll be in touch with everything you need.

Join the club ↓

Your questions answered

Do I need a finance background to refer someone? +
Not at all. You're simply making an introduction — Gwen handles all the finance work. You don't provide advice or process anything, you just connect people who need help with someone who can help them.
Who can I refer? +
Anyone who needs finance — friends, family, colleagues, neighbours. If they're looking to buy a home, refinance, purchase a vehicle, or grow a business, they're a great referral.
How and when do I get my reward? +
Once your referral's loan settles, Gwen will reach out to confirm and send your gift voucher. Settlement timelines vary but are typically 4–8 weeks from application.
Is there a limit to how many people I can refer? +
No limit at all. Every referral that settles earns you a reward. Refer as many people as you like.
What if my referral doesn't end up getting a loan? +
Rewards are only issued when a loan settles. If a referral doesn't proceed for any reason, no reward is generated — but Gwen will still take great care of anyone you send her way.
Is The She Refers Club open to everyone? +
The program is built for women — particularly those who want to earn on their own terms without a 9-to-5. Any woman who values community and wants to help others access great finance is welcome.

The She Refers Club is a referral reward program operated by Ferns Finance Brokers (High Space Pty Ltd,LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192, conditions apply). Referrers are not providing credit assistance and are not required to hold an Australian Credit Licence. Reward amounts are estimates only and confirmed at loan settlement. Gift vouchers are issued to the referrer after settlement and are subject to program terms and conditions. Ferns Finance reserves the right to amend or discontinue the program at any time.

Fill in  the form with their details to refer.

The She Refers Club rewards you for connecting people you know with the finance help they need.

Refer someone for a home loan, refinance, investment loan, business loan, or asset finance and earn a gift voucher from $100 when their loan settles.

No finance experience needed. Just a great network and a kind word.

Your Details
Who are you referring?

By submitting this form I am accepting the Terms and Conditions and Privacy Policy

Thanks for working with Ferns.

We'll be sure to send your gift voucher shortly.
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