The Finance-Ready Business Blueprint

Free resource — Australian business owners

Get your business finance-ready
before you need to be

Five free templates that show lenders you know your numbers — before they even ask. Instant access, no credit card required.

↓  Download the free Blueprint

✓ Free forever  ·  ✓ No credit card  ·  ✓ Instant access

✓ Business plan template
✓ Break-even calculator
✓ 12-month cash flow forecast
✓ Balance sheet
✓ SWOT analysis
What's inside

Five documents lenders actually want to see

Most business owners show up underprepared. These templates change that.

📋

Business plan template

Lender-ready format covering overview, operations, market analysis, and financials — structured exactly how banks and brokers want to see it.

Foundation document
📊

Break-even calculator

Know exactly how much revenue you need before you're profitable. One of the first things a lender will ask — now you'll have the answer ready.

Essential for applications
📈

Cash flow forecast

Project income and expenses month by month for 12 months. Shows lenders you understand your cash cycle and can service a loan.

Lender's #1 priority
🏦

Balance sheet

Assets, liabilities, and equity in one place. A clear financial snapshot that gives any lender confidence in the health of your business.

Financial health snapshot
💡

SWOT analysis

Identify your strengths, weaknesses, opportunities and threats — great for strategy and for walking a broker through your thinking with confidence.

Strategic clarity
Why it's free

Because prepared clients get better outcomes.

I built this Blueprint because I kept seeing the same thing — good businesses missing out on finance they deserved, simply because they couldn't show their numbers clearly.

The templates are free because I'd rather help you get ready than watch a lender say no to something that should have been approved.

When you're ready to apply, I'll be here — with access to a wide panel of lenders and no bank bias.

Gwen Fernandes
Mortgage & Finance Broker · Ferns Finance Brokers
"14 years in banking taught me what lenders look for. Now I use that to help business owners — not banks."
14+ years banking experience
Australian Credit Licence holder
Residential & commercial lending
Gold Coast, Logan, Beenleigh & Scenic Rim

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Gwen Fernandes · Australian Credit Licence holder · Ferns Finance Brokers (High Space Pty Ltd, LMG Broker Services Pty Ltd ACN 632 405 504, Australian Credit Licence 517192)
General information only. Not financial, tax or legal advice. Always seek independent advice specific to your situation.